HMDA Pricing data?
How many of you have done analysis of your 2004 pricing data? Are we seeing any discriminatory trends or practices? I have looked at over 2 Million records from various clients and I have not been seeing it. Most of the high priced loans seem to be going to non-minority applicants. Are people blowing the pricing issue out of proportion?
A review of our HMDA data shows no signs or discriminatory activity and appears to be in line with the industry.